health care costs

Mental Health as We Age

Seniors and Mental Health

Mental health is just an important factor as you age as it is any other time of life. As we age, environment, health and financial challenges also often increase and can have considerable bearing on mental health.

Is cancer insurance necessary? Gilliam Insurance

Is Cancer Insurance Necessary?

Imagine hearing the words “you have cancer” ringing in your head. According to the National Cancer Institute, roughly 2 million people will be diagnosed with cancer in the U.S. with an estimated 120,070 expected cancer related deaths.

Traveling Retirees and Medicare Coverage Gilliam Insurance Advisor

Traveling Retirees and Medicare Coverage

Most Americans know that when they hit 65 they gain access to Medicare. Along with that birthday, many are getting in the groove of their newfound retirement freedom! This could mean traveling to a warmer state during cold weather, even possibly establishing a second residence. This all sounds amazing, however, there are a few things to know when it comes to Medicare .

Myths and Misconceptions About U.S. Health Insurance for the Working Class

Myths and Misconceptions About U.S. Health Insurance for the Working Class

There are a lot of Myths and Misconceptions about health insurance in the US. It can be confusing and frustrating to make sure the right coverage is in place. The Affordable Care Act is misunderstood by many, and a lot of people think that getting insurance through their jobs is the only cost-effective way to go, which is often not the case.

Medicare Insurance Advisor You Have Medicare, What Now

So You Have Medicare – Now What?

According to, Medicare enrollment is almost at 64 million in the nation. This is a huge program with a sizeable impact on the health of it’s beneficiaries. Understanding the ins and outs of the Medicare program is important in order to get the most out of your benefits and there is a lot to it!

Don’t Rely on Medicare for your Long-Term Care

More than half of Baby Boomers (56%) believe Medicare will pay for long-term care. Are you one of them?

As the need for having a retirement plan in place becomes more urgent, don’t neglect to make sure you are taken care of in the event that you need long-term (custodial) care.

Why You Should Consider a Cancer Insurance Policy

Limited access to much-needed medical care that is specific to cancer is a common story. The best thing you can do is make sure you have a good health insurance policy in place that have no gaps in coverage, but if this isn’t possible, a cancer-specific policy may be for you.

Life Insurance

The REAL Reasons You Buy Life Insurance

There are many logical reasons for purchasing life insurance. One of them is that it is a cornerstone of a well thought out financial plan.  But let’s get real, life insurance is not for you, it is for your family and it is one of the most selfless gifts you can give the loved ones you will leave behind. 

Having a Helping Heart

A Heart for Helping

Insurance can be difficult. When you are doing your research, you have so many questions that it can be overwhelming and trying to answer those questions on your own can take you down a rabbit hole that, more often than not, creates more questions. This is where I step in.