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Author name: Brenda Gilliam

Medicare General, Medicare Changes

Why You Should NEVER Call the Number on the TV Medicare Commercial

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Medicare commercials make plan changes sound simple, but many people don’t realize they may be speaking to large call centers instead of trusted local advisors. Before making changes, it’s important to review your doctors, prescriptions, and coverage carefully, especially with new 2026 year-round enrollment options available for some people with chronic conditions like diabetes or heart disease. Your local Medicare advisor can help you avoid costly coverage mistakes and find plans that truly fit your needs.

Uncategorized

Build a family life file in 60 Minutes

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Build a Family Life File in 60 Minutes

Most families aren’t unprepared, they’re just busy.

In 60 minutes, you can create a “Family Life File” that helps loved ones find the right people, paperwork, and next steps during a health event, scam attempt, or loss, instead of guessing under stress.

Long Term Care Planning as an Act of Love Gilliam Insurance
Medicare General, Uncategorized

A Valentine’s Gift That Lasts: Why Long-Term Care Planning Is an Act of Love

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Love isn’t just shown in flowers and cards — it’s shown in planning ahead. After experiencing the financial and emotional strain of losing her mother without a plan in place, Brenda made it her mission to help families protect their health, savings, and peace of mind. Long-term care planning may be a difficult conversation, but it is one of the most meaningful ways to care for the people you love.

Claims and Explanation of Benefits 101
Medicare Changes, Medicare General

Medicare Advantage Claims & EOBs: What They Mean, and What to Do If Something Isn’t Working

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January is when Medicare Advantage members often receive their first Explanation of Benefits (EOB) and discover how their plan really works. Understanding your EOB can reveal higher costs, network issues, or coverage limitations early—giving you time to review your options and make changes, if needed, before the March 31 deadline.

Medicare and Insurance Areas Most People Overlook — But Shouldn’t Before 2026
Uncategorized

Areas Most People Overlook — But Shouldn’t

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As 2026 approaches, it’s the perfect time to review the areas most families overlook—but shouldn’t. From long-term care and hospital indemnity plans to cancer protection and life insurance updates, a thoughtful year-end review can help protect your loved ones, prevent unexpected costs, and give you peace of mind for the year ahead.

This Thanksgiving, Protect More Than Just Your Health — Fill the Gaps Medicare Leaves Behind
Medicare Changes, Medicare General

This Thanksgiving, Protect More Than Just Your Health — Fill the Gaps Medicare Leaves Behind

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This Thanksgiving, protect more than your health — protect your savings.
Insurance Advisor Brenda Gilliam explains the hidden gaps in Medicare that can leave families with steep bills for cancer care, hospital stays, and long-term care. Discover simple supplemental options that safeguard your finances so you can focus on what matters most this season: family, recovery, and peace of mind.

Medicare Annual Open Enrollment
Annual Enrollment Period (AEP), Medicare Changes, Open Enrollment, Uncategorized

October brings change—and not just in the weather! 🍂

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October brings change—and not just in the weather! 🍂 It’s time to review your health coverage options. From Medicare’s Annual Enrollment (Oct 15–Dec 7) to the Marketplace Open Enrollment (starting Nov 1), now is the best time to compare plans, discover new benefits, and make sure you’re getting the best value for 2026.

Medicare Changes in 2026
Annual Enrollment Period (AEP), Medicare Changes, Medicare General, Open Enrollment

The Medicare Earthquake of 2026: What Every American Over 50 Needs to Know Right Now

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Big changes are shaking up Medicare starting January 2026—so big that experts are calling it the Medicare Earthquake. From skyrocketing prescription costs to new prior authorization rules, shifting coverage options, and hidden fees, every part of Medicare is being reshuffled. Some beneficiaries could save thousands with the right plan, while others risk paying far more if they’re unprepared. With Open Enrollment just weeks away, the time to review your options and plan ahead is now.

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