Most Americans know that when they hit 65 they gain access to Medicare. Along with that birthday, many are getting in the groove of their newfound retirement freedom! This could mean traveling to a warmer state during cold weather, even possibly establishing a second residence. This all sounds amazing, however, there are a few things to know when it comes to Medicare .
There are a lot of Myths and Misconceptions about health insurance in the US. It can be confusing and frustrating to make sure the right coverage is in place. The Affordable Care Act is misunderstood by many, and a lot of people think that getting insurance through their jobs is the only cost-effective way to go, which is often not the case.
According to CMS.gov, Medicare enrollment is almost at 64 million in the nation. This is a huge program with a sizeable impact on the health of it’s beneficiaries. Understanding the ins and outs of the Medicare program is important in order to get the most out of your benefits and there is a lot to it!
More than half of Baby Boomers (56%) believe Medicare will pay for long-term care. Are you one of them?
As the need for having a retirement plan in place becomes more urgent, don’t neglect to make sure you are taken care of in the event that you need long-term (custodial) care.
Limited access to much-needed medical care that is specific to cancer is a common story. The best thing you can do is make sure you have a good health insurance policy in place that have no gaps in coverage, but if this isn’t possible, a cancer-specific policy may be for you.
There are many logical reasons for purchasing life insurance. One of them is that it is a cornerstone of a well thought out financial plan. But let’s get real, life insurance is not for you, it is for your family and it is one of the most selfless gifts you can give the loved ones you will leave behind.Â
Insurance can be difficult. When you are doing your research, you have so many questions that it can be overwhelming and trying to answer those questions on your own can take you down a rabbit hole that, more often than not, creates more questions. This is where I step in.
Devastating Life Events Led Brenda to Her Calling News Article Excerpt from The Times News Just over a decade ago, Brenda
Good oral health is so much more than a nice smile and teeth that don’t hurt. There are many ways that the health of your mouth relates to your overall health. It is important to maintain good dental hygiene to keep a positive connection between your mouth and the rest of your body.Â
When we think about retirement, we often have visions of traveling, spending more time with family and maybe even picking up a new hobby. We do not want to cloud those rosy visions with planning for potential medical needs, but the reality is that considering these issues will be a big portion of successful retirement planning.Â
