Medicare General - Gilliam Insurance Advisor

Why You Should NEVER Call the Number on the TV Medicare Commercial

By Brenda Gilliam / May 16, 2026

Medicare commercials make plan changes sound simple, but many people don’t realize they may be speaking to large call centers instead of trusted local advisors. Before making changes, it’s important to review your doctors, prescriptions, and coverage carefully, especially with new 2026 year-round enrollment options available for some people with chronic conditions like diabetes or heart disease. Your local Medicare advisor can help you avoid costly coverage mistakes and find plans that truly fit your needs.

Medicare General

Avoid Costly Medicare Mistakes: Get Your Free Retirement Protection Checklist

By Brenda Gilliam / April 18, 2026

A simple Medicare mistake can cost you for years. This free Medicare & Retirement Protection Checklist helps you understand what’s covered, avoid costly penalties, and take smart steps to protect your savings and your future.

Long Term Care Planning as an Act of Love Gilliam Insurance

Medicare General, Uncategorized

A Valentine’s Gift That Lasts: Why Long-Term Care Planning Is an Act of Love

By Brenda Gilliam / February 12, 2026

Love isn’t just shown in flowers and cards — it’s shown in planning ahead. After experiencing the financial and emotional strain of losing her mother without a plan in place, Brenda made it her mission to help families protect their health, savings, and peace of mind. Long-term care planning may be a difficult conversation, but it is one of the most meaningful ways to care for the people you love.

Medicare Changes, Medicare General

Medicare Advantage Claims & EOBs: What They Mean, and What to Do If Something Isn’t Working

By Brenda Gilliam / January 17, 2026

January is when Medicare Advantage members often receive their first Explanation of Benefits (EOB) and discover how their plan really works. Understanding your EOB can reveal higher costs, network issues, or coverage limitations early—giving you time to review your options and make changes, if needed, before the March 31 deadline.

Still time to make Medicare changes Jan 2026

Medicare Changes, Medicare General

New Year, New Medicare Plan? You Still Have Time to Make a Change

By Brenda Gilliam / January 17, 2026

If your new Medicare Advantage plan isn’t meeting your expectations—due to higher costs, prescription issues, or provider changes—you may still be able to make a change. Through March 31, eligible members can adjust their coverage during the Medicare Advantage Open Enrollment Period to better fit their needs for the year ahead.

Medicare Changes, Medicare General

This Thanksgiving, Protect More Than Just Your Health — Fill the Gaps Medicare Leaves Behind

By Brenda Gilliam / November 15, 2025

This Thanksgiving, protect more than your health — protect your savings.
Insurance Advisor Brenda Gilliam explains the hidden gaps in Medicare that can leave families with steep bills for cancer care, hospital stays, and long-term care. Discover simple supplemental options that safeguard your finances so you can focus on what matters most this season: family, recovery, and peace of mind.

Annual Enrollment Period (AEP), Medicare Changes, Medicare General, Open Enrollment

The Medicare Earthquake of 2026: What Every American Over 50 Needs to Know Right Now

By Brenda Gilliam / September 10, 2025

Big changes are shaking up Medicare starting January 2026—so big that experts are calling it the Medicare Earthquake. From skyrocketing prescription costs to new prior authorization rules, shifting coverage options, and hidden fees, every part of Medicare is being reshuffled. Some beneficiaries could save thousands with the right plan, while others risk paying far more if they’re unprepared. With Open Enrollment just weeks away, the time to review your options and plan ahead is now.

Medicare General, Uncategorized

Start the Year Right: Why January is the Perfect Time to Review Your Long-Term Care Policy on Medicare

By Brenda Gilliam / January 12, 2025

One often overlooked aspect of Medicare coverage is long-term care. While Medicare offers a range of benefits, it does not cover many long-term care services. This makes having a separate Long-Term Care (LTC) policy even more important. Here’s why now is the perfect time to review your policy and consider adding one if you don’t have it yet.

Medicare General

Medicare Merriment: Making the Most of the Holiday Season!

By Brenda Gilliam / December 9, 2024

The Christmas season is here, bringing with it twinkling lights, festive music, and joyful gatherings with loved ones. For Medicare clients like you, this is the perfect time to not only enjoy the magic of the holidays but also to reflect on simple ways to stay healthy, active, and connected.

Medicare General, Uncategorized

Navigating Chronic Conditions: Specialized Medicare Plans for Diabetes and Heart Health

By Brenda Gilliam / November 10, 2024

Living with chronic conditions such as diabetes and heart disease can be challenging, not only physically but also financially. Fortunately, for those eligible for Medicare, there are specialized plans designed to provide additional support and resources. These plans often come with lower copays and may include benefits tailored to help manage these conditions more effectively.