Fall is the perfect time for a reset, and that includes your Medicare coverage. As Annual Enrollment approaches, a little preparation can help ensure your plan still fits your medications, doctors, health needs and lifestyle. Take a few minutes to get organized now so you can spend more time enjoying everything fall in East Tennessee has to offer.
Life changes, and your insurance coverage should change with it. An annual insurance checkup can help identify gaps, unnecessary costs, and opportunities to better protect yourself and your family.
As we clebrate America’s 250th anniversary, it’s the perfect time to reflect on the legacy we’re leaving behind. One of the greatest gifts we can give is helping others make informed decisions about their health and financial future. If you know someone turning 65, retiring, or feeling overwhelmed by Medicare or insurance choices, a simple referral could make all the difference. Together, we can help protect the next generation, one family at a time.
For Medicare beneficiaries in 2026, a cancer diagnosis can bring more than health concerns—it can create significant financial challenges. Many Medicare Advantage plans require members to pay 20% coinsurance for cancer treatments, leaving retirees exposed to thousands of dollars in out-of-pocket costs. Learn why cancer insurance is becoming an important layer of protection and how a cash cancer policy can help preserve savings, provide flexibility, and offer peace of mind when it matters most.
Medicare commercials make plan changes sound simple, but many people don’t realize they may be speaking to large call centers instead of trusted local advisors. Before making changes, it’s important to review your doctors, prescriptions, and coverage carefully, especially with new 2026 year-round enrollment options available for some people with chronic conditions like diabetes or heart disease. Your local Medicare advisor can help you avoid costly coverage mistakes and find plans that truly fit your needs.
A simple Medicare mistake can cost you for years. This free Medicare & Retirement Protection Checklist helps you understand what’s covered, avoid costly penalties, and take smart steps to protect your savings and your future.
Love isn’t just shown in flowers and cards — it’s shown in planning ahead. After experiencing the financial and emotional strain of losing her mother without a plan in place, Brenda made it her mission to help families protect their health, savings, and peace of mind. Long-term care planning may be a difficult conversation, but it is one of the most meaningful ways to care for the people you love.
January is when Medicare Advantage members often receive their first Explanation of Benefits (EOB) and discover how their plan really works. Understanding your EOB can reveal higher costs, network issues, or coverage limitations early—giving you time to review your options and make changes, if needed, before the March 31 deadline.
If your new Medicare Advantage plan isn’t meeting your expectations—due to higher costs, prescription issues, or provider changes—you may still be able to make a change. Through March 31, eligible members can adjust their coverage during the Medicare Advantage Open Enrollment Period to better fit their needs for the year ahead.
This Thanksgiving, protect more than your health — protect your savings.
Insurance Advisor Brenda Gilliam explains the hidden gaps in Medicare that can leave families with steep bills for cancer care, hospital stays, and long-term care. Discover simple supplemental options that safeguard your finances so you can focus on what matters most this season: family, recovery, and peace of mind.
