Big changes are shaking up Medicare starting January 2026—so big that experts are calling it the Medicare Earthquake. From skyrocketing prescription costs to new prior authorization rules, shifting coverage options, and hidden fees, every part of Medicare is being reshuffled. Some beneficiaries could save thousands with the right plan, while others risk paying far more if they’re unprepared. With Open Enrollment just weeks away, the time to review your options and plan ahead is now.

Medicare Open Enrollment starts October 15th, but waiting until then can cause stress and delays. By signing your Scope of Appointment (SOA) form early, you’ll secure first access to 2026 plan updates, have more time to review changes, and enjoy peace of mind knowing you’re prepared well before the rush.

This July, Gilliam Insurance Advisor reminds you that true freedom means having your health and finances in order. From lowering premiums to protecting loved ones and reviewing your coverage, this quick guide helps you enjoy summer with peace of mind — all with local, personal support.

This year, give your family the gift that matters most: more time with you. Preventive screenings like colonoscopies and PSA tests catch problems early, when they’re easier to treat. Pair that with life and cancer insurance to protect your loved ones from financial stress. It only takes a few minutes to plan—but the impact lasts a lifetime.

Cancer can strike at any age—and rising rates among younger adults make early coverage more important than ever. This blog explains why cancer insurance offers crucial financial protection, even if you’re healthy or on Medicare.

When you see a flashy ad on TV or a postcard in the mail promising incredible Medicare benefits, chances are it's from a call center or telemarketing agency trying to enroll you into a plan—whether it’s a good fit for you or not.