As 2026 approaches, it’s the perfect time to review the areas most families overlook—but shouldn’t. From long-term care and hospital indemnity plans to cancer protection and life insurance updates, a thoughtful year-end review can help protect your loved ones, prevent unexpected costs, and give you peace of mind for the year ahead.

This Thanksgiving, protect more than your health — protect your savings. Insurance Advisor Brenda Gilliam explains the hidden gaps in Medicare that can leave families with steep bills for cancer care, hospital stays, and long-term care. Discover simple supplemental options that safeguard your finances so you can focus on what matters most this season: family, recovery, and peace of mind.

October brings change—and not just in the weather! 🍂 It’s time to review your health coverage options. From Medicare’s Annual Enrollment (Oct 15–Dec 7) to the Marketplace Open Enrollment (starting Nov 1), now is the best time to compare plans, discover new benefits, and make sure you’re getting the best value for 2026.

Big changes are shaking up Medicare starting January 2026—so big that experts are calling it the Medicare Earthquake. From skyrocketing prescription costs to new prior authorization rules, shifting coverage options, and hidden fees, every part of Medicare is being reshuffled. Some beneficiaries could save thousands with the right plan, while others risk paying far more if they’re unprepared. With Open Enrollment just weeks away, the time to review your options and plan ahead is now.

Medicare Open Enrollment starts October 15th, but waiting until then can cause stress and delays. By signing your Scope of Appointment (SOA) form early, you’ll secure first access to 2026 plan updates, have more time to review changes, and enjoy peace of mind knowing you’re prepared well before the rush.

This July, Gilliam Insurance Advisor reminds you that true freedom means having your health and finances in order. From lowering premiums to protecting loved ones and reviewing your coverage, this quick guide helps you enjoy summer with peace of mind — all with local, personal support.