Love isn’t just shown in flowers and cards — it’s shown in planning ahead. After experiencing the financial and emotional strain of losing her mother without a plan in place, Brenda made it her mission to help families protect their health, savings, and peace of mind. Long-term care planning may be a difficult conversation, but it is one of the most meaningful ways to care for the people you love.

January is when Medicare Advantage members often receive their first Explanation of Benefits (EOB) and discover how their plan really works. Understanding your EOB can reveal higher costs, network issues, or coverage limitations early—giving you time to review your options and make changes, if needed, before the March 31 deadline.

If your new Medicare Advantage plan isn’t meeting your expectations—due to higher costs, prescription issues, or provider changes—you may still be able to make a change. Through March 31, eligible members can adjust their coverage during the Medicare Advantage Open Enrollment Period to better fit their needs for the year ahead.

As 2026 approaches, it’s the perfect time to review the areas most families overlook—but shouldn’t. From long-term care and hospital indemnity plans to cancer protection and life insurance updates, a thoughtful year-end review can help protect your loved ones, prevent unexpected costs, and give you peace of mind for the year ahead.

This Thanksgiving, protect more than your health — protect your savings. Insurance Advisor Brenda Gilliam explains the hidden gaps in Medicare that can leave families with steep bills for cancer care, hospital stays, and long-term care. Discover simple supplemental options that safeguard your finances so you can focus on what matters most this season: family, recovery, and peace of mind.

October brings change—and not just in the weather! 🍂 It’s time to review your health coverage options. From Medicare’s Annual Enrollment (Oct 15–Dec 7) to the Marketplace Open Enrollment (starting Nov 1), now is the best time to compare plans, discover new benefits, and make sure you’re getting the best value for 2026.